Creative Financing For Investment Properties

There are many directions to look in when it comes time to finance the investment for the property you want to purchase. After you have spent time researching what type of investment property is going to meet your needs the best, you may need to come up with some creative alternatives to make the purchase happen.

One of the most well known is “zero down” properties. When looking for these types of investments, it will be important to investigate just where the money is coming from. The most logical and reliable agreements will come from those who want to develop the property. A good zero down property will have a couple of common factors. The developer will cover the closing costs first of all, and within a two year span will be the taxes on the property, and the fees incurred with managing the property itself.

Another creative way to find financing is to include a partner into your investment plans. Believe it or not, there are those in the world who have the money, but are not sure just what to invest it in. That is where you come in with a solid real estate investment plan. Whether the partner is silent, or if they want to play a more vocal role in the partnership, do make sure that all of the financing is done by contract. Bringing in a legal professional will make sure that all parties get what they want out of the partnership to get the most out of investing with real estate.

More and more lenders are willing to help out real estate investors who are looking to purchase houses, refurbish them, and put them back out on the market. One creative way to check out which institutions to look at would be to find a clump of homes which are financed by the lenders, and pick a home or two right around the area in need of some refurbishment. The lenders will be happy to work with someone who is going to bring up the area’s property value as a whole.

No matter which way you plan to go, the basic premise of creative financing will include not using your own money. Seek other routes when looking to begin your real estate property investments.



How to Buy a Custom Shirt Online

An essential to the well-dressed professional or the well-put together man playing a round of golf is a well-fitted shirt. While the professional spends a lot of time creating a businesslike and trustworthy appearance, a poorly fitted shirt can ruin the entire effect. On the other hand a person who feels that fashion and good looks don’t have to stop at the office, then a custom shirt can give even a casual outfit a sense of style and the man an effortlessly well dressed appearance.

Most men spend a lot of time and money on assuring their business suits and dress pants are fitted exactly to the corporate or business climate and the exacting standards a professional must meet in terms of appearance. However, formerly there were only two options to buying a shirt to fit with their suit or dress slacks and that was tailor fitted and made, or off the rack shirts. While tailor made and fitted shirts were usually above standard in terms of quality of fit they were also very expensive. Off the rack, shirts were more affordable but usually poorly fitting and mass-produced.

The New Alternative – How to Buy A Custom Shirt Online

A good online store, which features mens shirts, will make it as easy as possible for even the busiest of individuals to buy a custom shirt online and to this end, online ordering tools simplify matters.

The first screen should present the man with a choice of fabric types with cotton being the best quality and most comfortable choice for most men. Patterns and colors may also be chosen at this time. Once the fabric has been settled on, the online tool will then lead the purchaser to yet another screen where it is time to choose a style for the custom shirt they are designing.

A custom shirt is uniquely made to the individual’s styling and size and the first step is to choose a type of collar and cuff for the custom shirt. Whether it is a wide cutaway collar or a set, of French cuffs, the person chooses each detail of the shirt and onscreen photo examples are available to help a man choose the right style for their purpose.

Next, the screen will show the buyer how to pick their measurements and there should be three ways to exactly fit the shirt to the man. The first is to send in a well fitting shirt to the company and have a new shirt made to those measurements. This is great for those who do not trust their own measuring. Alternatively, a man or woman can measure each part of their body, or of a well-fitted shirt and input the information into the form to create their custom shirt. The various ways are provided to ensure that it is as easy as possible for the busy person to achieve the results they desire with the least expense and annoyance.

The last step is to choose a fitting style either loose fit, regular fit or slim fit which refers to the overall fit of the shirt not just one part of it.

Buying a custom shirt online is as simple and annoyance free as following the steps on the screen and inputting some very simple measurements.



Dresses For Men – A Crossdresser’s Guide To Fit

Creating a convincing feminine look for a cross-dressing man takes a lot of work. There are many considerations when putting together your female wardrobe. Because a man’s body is often much thinner in the waist and broader in the shoulders, not to mention the lack of hips and butt curves, it takes special clothing to achieve a womanly figure. Finding dresses for men might be a challenge, unless you know where to buy your wardrobe.

Fortunately, there are a handful of online retailers that not only design their own female clothing for men, but also manufacture the clothing with a man’s body in mind. The following are guidelines of what to look for in dresses made for men.

Firstly, if you want to be seen outside of the privacy of your home, it’s important to find a dress that is the appropriate length. Most men like a length somewhere between the lower thigh and right above the knee. This allows you to wear a garter belt and stockings without the top of the stockings showing. A dress made for men will also conceal foundation pieces that most men wear to add curves, such as padded panties, long line girdles and other curve-creating foundations.

Second, you need to find dresses made for men’s measurements. This means that a dress will fit correctly if it is specifically made with longer sleeves made to fit a man’s arm length, and a wider chest to accommodate breast forms that most cross-dressing men wear. Most men are disappointed when a dress arrives and the sleeves are too short to cover their arm hair, or the bust-line of the dress is so narrow that their voluptuous bosom is squeezed flat! Look for online retail store that designs dresses with pockets to safely tuck breast forms, and makes sure that long sleeve dresses made for men will cover the wrists.

Lastly, you want a good selection of styles. When a woman goes shopping, she wants more than just one dress to choose from. It’s the same with a cross-dressing man. Unfortunately, the past has provided slim pickings for many men, but now, some online retailers are making a real effort to design and manufacture sexy dress styles for men to wear. New styles include: halter dresses, long sleeve dresses that combine fabrics like lycra and lace, long gowns and form fitting mini dresses. The key is to make sure the dresses are made in bust sizes to fit men and provide the length in the sleeves and bottom of the dress to cover your foundation pieces.

Now that you have the essential information on how to find beautiful dresses made for men, you can look for the perfect style to suit your feminine personality.



How to Find His Mobile Porn

Our society makes it way too easy for a man to look at porn. The Internet is the biggest threat, and the easiest way to access porn. It used to be that if someone wanted to look at porn on the Internet, he needed a computer. Not anymore! You can get all the porn you want on your iPhone, or dozens of other mobile devices. It can be overwhelming to a woman who wants to know if her loved one is viewing the garbage.

But now equipment is available to know if he is looking at porn on even his mobile devices. Let’s look at a couple of pieces of spy stuff that can help you in your hunt to verify faithfulness.

First off, there is the iPhone Spy. This piece of pro spy stuff is a recovery device that is made for the Apple iPhone. You can recover phone call history, contacts, and pictures, and see the texts, maps, and so much more that he has viewed. It takes 20 minutes to scan his phone to see what he has been up to.

If he uses another smart phone to view his porn, then the Cell Phone Recon is for you. It can view all his pictures, websites, texts, and calls, and you never have to plug it into his phone. Just get the phone model number and serial number, and plug the software into your computer. It will even track where his cell phone is currently! Incredible piece of spy stuff! Spy supply does not get any more advanced than the Cell Phone Recon’s technology.

And then there is the Porn Detection Stick. Just plug this flash drive into a computer and it will show you all the porn that has been viewed on the computer. You can even find deleted porn. And if that’s not enough, you can download it onto the Porn Detection Stick.

So don’t feel like you can’t know if he is lying to you about porn. You now have the tools to check him out.

A good spy supply shop will have every tool you can imagine. I do caution you about buying spy equipment from overseas, or from an auction site. You have little or no recourse if you want to return it. If you buy from a USA vendor, you can rest assured you are buying top-notch spy stuff, and you can pick up the phone and get live help if you have any questions. And if you have problems you will know that you will have warranties that will be honored by reputable companies. I have a friend who bought a spy camera flashlight from China. I told him I could get him one. But he wanted to save money. Twelve weeks later he got it. It lasted two days and broke. He just threw it away because he knew that returning it would be nearly impossible.

So ladies, that’s your technology lesson for today. Please check out my link below to see all the cool spy stuff I mentioned above, and much more.



Mischievous Girl Or Predictable?

Women who are really secure are confident, not arrogant. Men can smell the difference and a confident woman is flat out sexy.

What makes a woman confident is when she has the ability to live a centered life. She believes in herself and her dreams. She goes out and does something great and she absolutely, unequivocally does not hang on a man’s attention or opinion.

Sometimes confidence is tested when you meet a man who appears to draw you in. There’s a tendency to lean in too much because he seems so intriguing.

And this is where NOT being nice aka a doormat come into play. Men are flattered by nice women but they hardly find anything fascinating about them.

If you want to know, I am not advocating being a demanding wrench – act like this and men will do everything to get away from you.

Nice equals boring

Mischievous equals electrifying

Become a playful woman who just might burn an impression of yourself on a man’s mind. When you are being mischievous, you need to play it up, change it up, return back to base and leave em’ thinking.

Men love this. A woman who can round up a good does of mischief builds a man’s attraction for her. As with anything, steady it with balance.

Keep it moving, don’t overdo it, and use a little ebb and flow to gently rock a man into overdrive. Love it!

If you’ve ever experience how a man can be enticed by mischief, drawn in it’s magnetism, and almost fall at your feet, then you’ll know the sweet power of mischief.

You’ll leave him wanting!



5 Fun Things to Do With Your Pillows

Everyone has pillows, but the question is what do you do with your pillows? Sure you can sleep on it like every one else in the world but what else do you do with your pillows? Decorate? Sit on them? Squeeze them between your legs? BORING! I’ve always wanted to know, “What can do with my pillows that are fun?” So I have come up with 5 fun things you can do with pillows.

1. If any of you have ever played the classic game “spoons” before then this game is for you! Today we are going to take spoons to the max with Ultimate Spoons! Rather than having the spoons sitting in front of you, collect all the pillows and blankets you can find and stash them in a pile. Then strategically hide the spoons through out the pile. When some one collects the necessary cards and shouts, “SPOONS!” Everyone dives in and wrestles to the death until all the spoons are found. Who ever is left with out a spoon is out!

2. Everyone likes to have a “good time” with that special some one and we all know that a little teasing never hurt in order to produce something frisky! Grab the softest pillow you can find, sneak up on your mate and snag him/her with the pillow. Before you know it she’ll be hittin’ on you and you will be in the middle of a sexy pillow fight which is bound to lead to something frisky with your lover.

3. Of Course there is the classic Pillows Fight, which everyone loves. Especially when having sleep overs. Gather all the pillows you can find in the house, grab time, set it, then start bashing the crap out of everyone you can until the time is up.

4. One day some buddies of mine and I went camping at a lodge which had TONS of mattresses and pillows as well as a little balcony that we could jump from. As we studied our surroundings the wheels in our brain started turning. And this is what we cam up with. Pile all the mattresses and pillows up to create a soft landing for your little tushy. Then Climb to the top of the leg and jump for it! The fall and super soft landing will create an adrenalin rush you just can’t get enough of.

5. And finally, have you ever had a bad day? Well hell, crab a crappy pillow that has feathers in it, crank up your favorite song and relieve some stress. Rip that pillow to shreds and let the feathers fly!!! Don’t you dare let one pillow stay in that pillow! Throw them every where, jump in them, toss them over your head and shout “yippee!” And before you know it, you will have forgot what it was you were mad about.

So what will it be? A frisky little something with that special someone? An adrenaline pumping game of Ultimate spoons? or perhaps just the classic pillow fight? The Choice is yours!



The Low-Down on This Summer’s Shades

It seems like there is a worldwide plot to alter trends in sunglasses on a nearly yearly basis. It fails of course, but eventually something that should have never been in the first place becomes a trend through sheer persistence. Growing up we had a drawer in our house that held nothing but sunglasses of every size, shape and color. My parents finally sold that house and while moving them recently we rediscovered the drawer. Inside was a fifty year history of sunglasses in America. My sisters inspected each pair recalling who they belonged to and what vacation they were from or what boy they were dating at the time. My two daughters were of course ecstatic and gleefully picked out the ones they wanted, which was nearly all of them.

Back then only a few designers had gotten into the sunglasses game. We of course had Ray-Bans and Oakleys, which cost plenty, but there were no Dior, Gucci or Armani sunglasses to be found when I was growing up. Today you can’t throw a stick in an optometrist’s office without hitting a dozen designer frames. I’m not so vain that I will only wear the latest fashions, but if I’m dropping some money on a pair I prefer to get something that’s at least in style right now.

Oversized sunglasses are still in for better or worse. I tried a few frames by Gucci and Prada and laughed because some were so big they looked more like a mask than sunglasses. No, I don’t have an especially small face. Like all designer trends, they’ve taken it a step closer to ridiculous in an attempt to be unique. What is new is the variety of lens shapes and colors. I still can’t look at them without thinking of Charlie’s Angels.

Aviator glasses are also still in, but have undergone some kind of fashion inflicted mutation. Double frames, rose tinted gradient lenses, oh my. These have never been my go to as they just simply look like dude glasses. It doesn’t matter how well you do your hair, how sexy you dress or even how red your lipstick is, you still look like you’re wearing your brother’s sunglasses.

Of course cat eye sunglasses are back because they’re fabulous. I’m hoping this is a style that never goes away and even if it does I’m still wearing them until the day I die. I had a pair of black and green Armani’s with full tint lenses that made the beach at noon look like the dark side of the moon. I tried to find another pair after mine were lost somewhere between Nassau and Chicago, but they don’t sell that model anymore which is horrible.

If you do pick up a new pair of sunglasses this summer, remember not to throw your old ones out. Put them in that drawer with all the others so that someday you can pass them on. Plus you never know, they could come back in style.



Top Homecoming Dress Trends For 2017

Fashion has always been a very essential concern in everyone’s life around the world. Depending upon seasons and occasions you might look for clothes like prom gowns, cocktail dresses, pageant and short dresses etc. The homecoming & prom season is coming and you must have started wondering what new fashion trends are going to be on rise this season. As the homecoming is during the spring, the trends are surely going to be cool & surprising. So let’s have a look at the top a few trends worth checking out that will let you shine and slay in dresses that express your current style flavor.

1. Neutral Colors

Neutral colors are surely going to be in high demand while offering trendy look to the people who love wearing pastel color. These light colors when worn with metallic accessories will surely prove to be trend setting style. These clothes look great and provide great comfort when worn in spring season while the accessories make you look glamorous.

2. Vintage

Vintage fashion is going to be trending this season as these add to the classy & sassy look of a person. With various awesome aspects like tulle, lace and embellishments will add to the beauty of the homecoming gowns, adding an exceptional touch to it. You should surely check these styles if you want as you would surely fall in love with this.

3. Animal Print

Printed dresses have had always been the centre of attraction due to their vibrant and attractive styles. One of such prints that have been in demand is the Animal prints. These have been liked and disliked by a lot of people in past few years and these styles are coming back to rock in the year 2017. These prints have yet again made to walk ramps and even being adopted by celebrities. With this type of outfits, you can easily display a bold and self-assured personality, leaving a positive impression.

4. Black

Black has always been the personal favorite of maximum number of people around the world and it will continue to reign in the year 2017 as well. Black colored gowns can make you look marvelous & eye-catching while proving the look of a show stopper. Most of the girls go for black as it makes them look effortlessly gorgeous and sexy. If you feel like black is bit common then you can go for deep blue, dark purple and dark teal.

5. Slits & Cut Outs

Fashions can get inspiration from anywhere and same is the case here as homecoming outfits can easily be inspired from what popular and famous personalities wear on various events such as media events and awards shows. One such trendy style that has made girls go wow is cut-outs & slits.

6. Floral Design

Floral designs in the form of prints and embroidery has always been welcomed by most of the girls. These floral designs offer cool, soothing & distinctive look to you, while helping you stand out from the crowd. This season during the spring, gowns with floral prints are going to be in demand. These designs look great on both white color and all other colors, as the main focus is always on these designs.

7. Shiny & Glittery

Shiny and glittery outfits have always been loved and appreciated by most of the people. The reason behind this can be the gracious look these outfits offer or classy feel offered by these. Who doesn’t wish to look elegant and be centre of attraction? Of course everyone wants it. Therefore, shiny and glittery dresses are going to take over the fashion world this year. If you pair these dresses with solid colors, you can easily enhance the overall look & style of your dress. By wearing some striking jewelry with an overstated dress, you can shine like a princess and grab everyone’s attention in the blink of an eye.

8. High Low Dresses

There can be situations where you are confused between a long gown and short dress but this season, it has been made easier with the introduction of high low dresses. These look fun-filled and exceptionally good. These dresses are shorter on the front side and longer on back. For these dresses, you can go for red color as it looks awesome on all skins shades and hair types, letting you shine like a star.



Need A Rain Umbrella? What You Need To Know Before Your Next Purchase

In the good old days, if you needed an umbrella, you would wind up with a long stick umbrella. And it would be black. But in recent years there have been several recent innovations and amazing feats of engineering applied to the age old rain umbrella.

Perhaps the most dramatic option for an umbrella is the method of opening. Manual umbrellas are opened and closed by sliding the ring up and down the shaft, at the whim of the user. There have been, for several years now, automatic umbrellas which would pop open at the push of a button, located on the handle. These spring-loaded umbrellas are really handy and can usually open faster than a traditional manual umbrella. Even more recently some ingenious engineers have discovered how to manufacture umbrellas which automatically open and close. These are the ultimate in convenience. A word of caution, being complex mechanical machines, automated umbrellas occasionally will break and become either stuck open or stuck closed. If you wish to take advantage of an automatic umbrella, I recommend getting a higher quality umbrella with a lifetime warranty.

The next amazing innovation for the modern umbrella is the double canopy. This design features overlapping slits in the canopy, the theory being that wind can flow through these slits rather than being captured by the canopy and forcing the umbrella to invert. (Inverting is usually the best sign that you need a new umbrella.) There are many different variations to the double canopy, but in essence they all work the same, and can mitigate damage to this valuable accessory. Most umbrellas with double canopies have been found to withstand winds up to 50 mph (80 kph.) Indeed, if your double canopy umbrella becomes inverted, it’s time to seek immediate shelter and get indoors!

Another option to consider is whether to get a traditional stick umbrella or a folding umbrella. Folding umbrellas are also marketed as compact or ultra compact. The shaft of these umbrellas telescopes out when opened and can provide adequate coverage for individuals, while collapsing down to less than a foot in length for convenient carrying. Traditional stick umbrellas, though certainly bulkier, are also going to be more durable.

The material used for the canopy for an umbrella is worth mentioning. Most umbrellas are manufactured from nylon because of its durability as well as being freely available and cost effective. Pongee (pronounced “Ponj”) is a type of silk cloth. It is rare to find umbrellas made exclusively from Pongee, but you are likely to find Poly-Pongee. This polyester and silk combination is more widely used, and due to the silk content is a little more costly. The advantage to poly-pongee is that it is a lighter weight fabric. You will also find some select umbrellas made from a polyester canopy. Each of these fabrics have been found to provide superior protection from both the sun and rain. Of note for custom imprinting, nylon tends to hold and reflect imprints better. If you are considering putting a logo on an umbrella, it would be best to do so using a nylon canopy.

Do you like to golf in the rain? Umbrella manufacturers often produce purpose built golf umbrellas which are characterized by a larger than average size canopy (typically with 62 or 68 inch arcs,) a longer that usual traditional stick shaft, and finally a straight handle. Golf umbrellas also come in a very large variety as far as colors and patterns. Golf umbrellas have become popular among not just golf clients as they also work well for families.

Another large umbrella to consider are the Doorman Umbrellas, which are purpose built for commercial use by hotels and apartments. Doorman umbrellas are similar to golf umbrellas with the two exceptions that they usually feature a traditional J shaped handle, and come in a limited number of color options. Doorman umbrellas are also well engineered for durability and make a perfect umbrella for families as well.

For the commuter or business worker there are several travel umbrellas. These are compact folding umbrellas which include a convenient carry case or other pouch. Some even incorporate loops and straps so that the umbrella can be carried on ones back like a backpack.

Under the moniker of fashion umbrellas there are several models of umbrellas which are meant to make a personal statement or even match for coordinated apparel. There are few fast rules for fashion umbrellas, and you will find a wide range as far as quality and durability is concerned. When selecting a fashion umbrella (as opposed to a “fad” umbrella) consider using a reputable umbrella company who will endorse their products with a warranty.

In recent years, your options have really expanded as far as purchasing an umbrella.

Before you put money down, it is important to consider your lifestyle and your individual use for an umbrella. Once you understand what features you require in an umbrella, it then becomes a simple exercise in finding the umbrella which best suits you. If you have some trouble finding that perfect umbrella, consulting with umbrella experts like those found at UmbrellasAndBeyond.com can save you time and money in your hunt for appropriate rain protection.



Fly Fishing Basics – Wet Fly vs Dry Fly

One of the first things you’ll need to learn when you’re getting into fly fishing is the difference between a wet fly and a dry fly. This can be hard to learn early on just because it seems so basic a fact among so many long time anglers. But we all start out as complete newbies, so this is a great place to start.

The type of fly you use, and therefore the type of fishing you’ll be practicing, depends a lot on what style of angling you plan on using. Fly fishing comes in two forms: wet fly fishing or dry fly fishing, hence the difference between wet flies and dry flies.

Dry fly fishing is the type most often portrayed in magazine articles, books, and movies. Some anglers is considered the “purer” of the two forms, though there really isn’t a major reason for that. This type of fly fishing is done with a fly that will float on the surface of the water, whether it’s a creek, stream, lake, or river. The fish have to hit the lure on the surface for you to hook it and reel in, and your hope is that your fly looks like a bug jumping on the surface to entice the fish to hit.

As might be expected, wet fly fishing involves a different type of lure. A wet fly is one that goes underwater. Some of these types of lures can even sink all the way to the bottom if they are designed for that style. These flies are made to be mobile below the water’s surface so they can move around in the current, and often times a wet fly fishing angler will use multiple flies at once to up the chances of success.

If you’re looking to go the traditional route with dry fly fishing, then summer is the best time for you to spend time in the water. The summer has the most insects and mosquitoes that fish feast on, which is exactly what you are trying to make your fly simulate. There are also decent times in the fall for the same style, it just depends on weather, location, and what the bugs are doing.

Wet fly fishing isn’t as restrictive since the lures go underwater, allowing them to seem realistic for longer periods of the year. Regardless of which style of fly you choose to use, learning more about each style of angling will help give you a leg up on enjoying this great new recreation.

So those are the two types of fly fishing. Knowing which style interests you most will help to ensure that you will purchase the right gear that you need for your new hobby!